Why Pre-Qualify?

In the market for a new mortgage? We can assist you! Give us a call at 6507631924. Ready to begin? Apply Here.

It's helpful to see a mortgage professional early, even before you've decided the sort of house you hope to find. Why? Perhaps it is difficult to fathom how we could help even before you begin to calculate your offer.

Pre-Qualify

We will help you determine how much of a loan you can qualify for and the mortgage payment amount you are able to afford by getting you pre-qualified. In the process, we look at your capacity to borrow - looking at your employment, available money for down payment, debt, income, and other areas. It's quick and basic; We keep the paperwork to a minimum.

We award you a Pre-Qualification Letter if you qualify, that documents that we're confident you'll qualify for a predetermined amount of mortgage dollars.

Power in the Pre-Qual

With your pre-qualification letter, a number of advantages are yours when you locate the house you want to make an offer on. The first is that you'll know what you'll be able to afford when calculating the offer. More important to the home seller, your pre-qualification is like your having entered their front door with a bag full of money ready to make the deal! They will not have to worry that they're wasting their time if you do not be able to qualify for a high enough mortgage loan. The seller of the home won't worry if he can trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not be something for them to lose sleep over. You will have the influence of a buyer ready to make the purchase on the spot!

We can help you pre-qualify

We can help determine how much of a mortgage you can afford, and the amount of money you will be able to borrow, by walking you through pre-qualifying. During the process, we look at your borrowing capacity - analyzing your employment, available money for down payment, debt, income, and other circumstances. It's short and to the point; and we take pride in keeping the paperwork to a minimum.

One on one

While you are encouraged to benefit from our tools to calculate mortgage variables on our site, it will be a good idea to sit down and talk with one of our mortgage professional team members. That way, we will be able to help you get your pre-qualification letter. Next, we can review your loan options to be sure you have found the right one. Contact us at 6507631924 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 6507631924. It's our job to answer pre-qualification questions, so we're happy to help!

Got a Question?

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Norcal Capital Group, Inc

1369 El Camino Real
Millbrae, CA 94030