Why Pre-Qualify?

	Shopping for a mortgage loan? We will be glad to help! Give us a call at 6507631924. Ready to get started? Apply Here.

It is important to visit with a mortgage professional early, even if you haven't settled on what sort of home to look for. What for? It might be difficult to fathom how we can help even before you start to negotiate.

We Can Help You Pre-Qualify

When we pre-qualify you, we help you find out the amount in monthly mortgage payments you can afford, and how much we of a loan you will qualify for. We do this by reviewing your debts and income, your employment and residence situations, your available funds for a down payment, required reserves, and other considerations. It's a quick, thorough process with minimal risks for papercuts.

After you are determined to be eligible, we prove our confidence in your capacity to qualify for a mortgage by giving you a Pre-Qualification Letter (also called a "pre-qual").

Pre-Qual Power

Several beneifits open to you once you find your next house, and have pre-qualification. The first is that you can be sure the amount you can afford when determining the offer. Even more important to the seller of the home, your pre-qualification status gives them certainty - as if you'd come to their house with a suitcase of cash to make the offer! They won't have to worry that they have been wasting their time if you can't be able to qualify for a high enough mortgage. The seller won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary mortgage loan amount will not cause them concern. They have a virtual guarantee that they can trust your ability to back up your offer.

We help with your pre-qualification

We will help you find out the loan amount you can qualify for and the mortgage payment amount you are able to afford by helping you pre-qualify. The process outlines your finances - your debt, income, employment, down payment money, among other things. It's quick and to the point; and we take pride in keeping the paperwork to a minimum.

One on one

It's important for you to sit down and meet with us, even though you are welcome to also utilize the helpful mortgage loan calculators on this site. We can walk you through your pre-qualification letter. For another thing, we may find a different mortgage loan option that better fits your needs. We are waiting to hear from you: call us at 6507631924.

Have questions about pre-qualifying? Call us at 6507631924. It's our job to answer pre-qualification questions, so we're happy to help!