When to Speak to a Mortgage Professional About Pre-Qualifying

Shopping for a mortgage loan? We'll be glad to answer your questions about our mortgage offerings! Give us a call at 6507631924. Ready to get started? Apply Here.

It can be important to visit with a mortgage professional early, even before you've decided what sort of home to look for. Why? How can we help you if you haven't negotiated a price, and don't know yet how much you need to borrow?

We Can Help You Pre-Qualify

Our mortgage professionals can help you find out the loan amount you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. The process outlines your finances - your debts, income, employment, and down payment money, among other things. It's quick and basic; We keep the paperwork light.

We award you a Pre-Qualification Letter once you qualify, that documents that we're confident you'll qualify for a predetermined amount of mortgage dollars.

Pre-Qual Power

Once you locate the house that is best for you, and you decide to make an offer, being pre-qualified for a loan will do a number of things. First, it lets you know the amount that you are able to offer. More important to the home seller, your pre-qualification is like your having walked into their house with a suitcase full of cash ready to purchase the house! They won't have to be concerned that they're wasting their time if you don't be able to qualify for a high enough mortgage loan. The seller of the home won't wonder if he can trust you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount won't cause them concern. You have the ability to back your offer up.

We help with your pre-qualification

We can help you calculate the loan amount you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. This process outlines your finances - your debts, income, employment, cash available for down payment, among other things. It is a short, thorough process with minimal risks for papercuts.

Face to Face

While you are encouraged to try our tools to calculate mortgage variables on this website, it's a good idea to sit down and talk with one of our mortgage professional team members. We can begin working on your pre-qualification letter. Then, we will make sure we have selected the ideal mortgage program for your situation. Let us help you get started: Call us at 6507631924.

Have questions about pre-qualifying? Call us at 6507631924. It's our job to answer pre-qualification questions, so we're happy to help!

Got a Question?

Do you have a question? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.

Your Information
Your Question

Norcal Capital Group, Inc

1369 El Camino Real
Millbrae, CA 94030