Why it's Important to Pre-Qualify

Shopping for a mortgage loan? We'd be thrilled to talk about our many mortgage solutions! Give us a call at 6507631924. Want to get started? Apply Here.

Even if you have not so much as researched houses to view yet, it is advantageous to see your mortgage professional first. What for? What can we do for you before you have negotiated an amount, and do not yet know the amount you want to borrow?

We Can Help You Pre-Qualify

When we pre-qualify you, we help you find out the amount in mortgage payments you can fit in your budget, and how much we of a loan you will qualify for. This process outlines your current financial situation - your debt, income, employment, and cash available for down payment, among other things. It is a short, thorough process with minimal risks for papercuts.

When you are considered eligible, we prove our confidence in your capacity to qualify for a mortgage loan by giving you a Pre-Qualification Letter (also known as a "pre-qual").

Power in the Pre-Qual

Holding your pre-qualification letter, some advantages fall at your feet once you find the house you want to put together an offer on. The first is that you can know the amount you will be able to afford when putting together the offer. Being pre-qualified can also make your offer more attractive to the home seller, like you were bringing them a suitcase of cash! They need not be concerned that they're wasting their time if you won't be able to be able to qualify for a big enough mortgage. The seller won't wonder if he can count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not be something for them to fret over. You can have the influence of a buyer ready to make the deal right now!

We can help you pre-qualify

Our mortgage professionals will help you calculate the loan amount you can qualify for and the monthly payment amount you are able to afford by helping you pre-qualify. We achieve this by analyzing your debts and income, your employment and residence circumstances, your funds available for down payment, required reserves, and other financial considerations. It's a short, thorough process with minimal risks for papercuts.

Face to Face

It is important for you to sit down and talk with us, even though you are free to also utilize the helpful mortgage loan calculator tools on this website. For one thing, you will want a Pre-Qualification Letter! Next, we can review your mortgage loan choices and be sure you have found the right one. Contact us at 6507631924 to get started.

Have questions about pre-qualifying? Call us at 6507631924. Norcal Capital Group, Inc answers pre-qualifying questions every day.

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Norcal Capital Group, Inc

1369 El Camino Real
Millbrae, CA 94030