Why it's Important to Pre-Qualify

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Even if you haven't so much as picked out homes to visit yet, it's advantageous to see your mortgage pro first. Why? When you do not yet know how much home you need to qualify for, how could we help?

We Can Help You Pre-Qualify

Our mortgage professionals can help you determine the loan amount you can qualify for and the monthly mortgage payment amount you are able to afford by getting you pre-qualified. We can accomplish this by reviewing your debts and income, your work and housing situations, the funds available for down payment, required reserves, and other financial considerations. We require a minimum amount of paperwork, and avoid a lengthy process.

We give you a Pre-Qualification Letter after you qualify, that documents that we are confident you'll qualify for a predetermined amount of mortgage loan dollars.

Power in the Pre-Qual

When you locate the house that is right for you, and you decide to put together an offer, being pre-qualified for a mortgage will do several things. The first is that you can be sure the amount you will be able to afford when putting together your offer. Your pre-qualification also will make your offer more attractive to the seller, as if you were bringing them a bag full of cash! They won't have to wonder if that they're wasting their time if you don't be able to qualify for a high enough mortgage loan. The seller won't be concerned that he can't trust you to qualify for your loan.Your qualifying for your needed loan amount won't be something for them to worry about. You will have the clout of a buyer ready to make the purchase right now!

We help with your pre-qualification

Our mortgage professionals can help you find out the loan amount you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. In this process, we look at your borrowing capacity - looking at your earning status, money available for down payment, existing debt, income, and other areas. It's a quick, thorough process with minimal risks for papercuts.

Face to Face

It's vital to sit down and meet with us, even though you are free to also use the helpful mortgage loan calculator tools on our website. For one thing, you'll want a Pre-Qualification Letter! For another thing, we could locate a different mortgage loan option that fits your situation better. Let us get you started: Contact us at 6507631924.

Have questions about pre-qualifying? Call us at 6507631924. It's our job to answer pre-qualification questions, so we're happy to help!