Shopping for a mortgage? We'll be glad to talk about our many mortgage solutions! Call us at 6507631924. Ready to begin? Apply Now.
Even if you haven't researched houses to visit yet, it's advantageous to see your mortgage professional first. Why? What can we do for you before you have negotiated a purchase amount, and do not yet know the amount you need to borrow?
We Can Help You Pre-Qualify
Our mortgage professionals can help you find out how much of a loan you can qualify for and the mortgage payment amount you are able to afford by helping you pre-qualify. We do this by reviewing your income and debts, your work and housing circumstances, the available funds for down payment, required reserves, and some other things. It's quick and basic; We keep the paperwork light.
When you qualify, will present to you what's called a Pre-Qualification Letter (your real estate agent might refer to it as a "pre-qual"), which documents the fact that we are helping you to find the ideal mortgage loan program to fit your situation and that we're confident you'll qualify for a mortgage loan up to a specific amount.
Armed with your pre-qualification letter, a number of advantages are yours once you find the home you want to make an offer for. First, it helps you know how much you can offer.
Being pre-qualified also will make your offer more attractive to the home seller, like you were bringing them a suitcase of cash! They will not need to be concerned that they're wasting their time if you will not have the ability to qualify for a high enough mortgage loan. The seller of the home won't be concerned that he can't count on you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary mortgage loan amount will not be something for them to fret over. You'll have the clout of a buyer ready to make the purchase right now!
We will help you with your pre-qualification
We can help determine how much of a mortgage you can afford, and the amount of money you can borrow, by taking you through pre-qualifying. In this process, we explore your capacity to borrow - analyzing your earning status, available money for down payment, existing debt, income, and other circumstances. It's short and to the point; and we take pride in keeping the paperwork light.
Face to Face
While you can use our mortgage calculators on our website, it's a good idea to meet with us. For one thing, you'll want a Pre-Qualification Letter! For another thing, we may find a different mortgage choice that is a better fit for you. Contact us at 6507631924 to get your pre-qualification process started.
Have questions about pre-qualifying? Call us at 6507631924. We answer pre-qualification questions every day.