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It can be important to visit with a mortgage loan pro early, even if you haven't decided what type of house to look for. Why? If you don't yet know how much house you need to qualify for, what could we help you with?
Our mortgage professionals will help you find out how much of a loan you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. We can do this by analyzing your income and debts, your work and housing circumstances, the available funds for a down payment, required reserves, and other financial considerations. We require a minimum amount of paperwork, with a short,basic process.
We will award you a Pre-Qualification Letter when you qualify, that documents that we are confident you can qualify for up to a specific amount of mortgage loan dollars.
Various beneifits open to you once you find your next house, and have pre-qualification power. The first is that you will be sure what you can afford when putting together the offer.
More important to the existing home owner, your pre-qualification is like your having walked into their house with a suitcase full of money ready to make the deal! They won't need to worry that that they are wasting their time if you don't have the ability to qualify for a high enough mortgage loan. The seller of the home won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for the necessary loan amount won't cause them concern. You have the capability to back your offer up.
We can help you pre-qualify
We will help you see how much of a mortgage loan you can afford, and the amount of money you will be able to borrow, by walking you through pre-qualifying. This process outlines your finances - your debts, income, career, down payment money, among other things. It's quick and basic; and we keep the paperwork to a minimum.
While you can benefit from our tools to calculate mortgage variables on our website, it is essential to meet with one of our mortgage professional team members. That way, we'll be able to help you get your pre-qualification letter. Next, we can study your mortgage loan choices to be sure you are in the best one. Contact us at (650) 689-5684 to get started.
Have questions about pre-qualifying? Call us at (650) 689-5684. It's our job to answer pre-qualification questions, so we're happy to help!