The Importance of Pre-Qualifying

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It's valuable to see a mortgage loan pro early, even before you've determined the sort of house to look for. Why? When you do not yet know how much home you need to qualify for, how can we help?

We Can Help You Pre-Qualify

When we pre-qualify you, we help you determine how much of a monthly payment you can fit in your budget, and the loan amount you can qualify for. The process leads you through your finances - your debts, income, career, and down payment money, among other things. It's short and to the point; We take pride in keeping the paperwork to a minimum.

We will award you a Pre-Qualification Letter once you qualify, that says that we're confident you'll qualify for a certain amount of mortgage loan dollars.

Power in the Pre-Qual

Armed with your pre-qualification letter, some advantages fall at your feet at the point you locate the home you want to put together an offer on. The first is that you will be sure the amount you'll be able to afford when putting together the offer. Even more important to the seller of the house, your pre-qualification status gives them confidence - as if you had come into their house with a big box of cash to back up the offer! They won't need to be concerned they are wasting their time if you won't be able to have the ability to qualify for a high enough mortgage loan. The seller won't be concerned that he won't be able to count on you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary loan amount will not cause them concern. You have the ability to back up your offer.

We help with your pre-qualification

We can help you find out the loan amount you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. The process walks you through your current financial situation - your debt, income, employment, down payment money, among other things. We as for a minimum amount of paperwork, and avoid a lengthy process.

Face to Face

You can always use the calculators available on this site to get an idea of how much mortgage you'll be able to afford - but it's also valuable to talk with one of our mortgage professionals. For one thing, you'll want a Pre-Qualification Letter! Next, we can consider your loan options and make sure you are in the right one. We're waiting to hear from you: call us at (650) 689-5684.

Have questions about pre-qualifying? Call us at (650) 689-5684. It's our job to answer pre-qualification questions, so we're happy to help!

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