In the market for a mortgage loan? We will be glad to help! Give us a call at (650) 689-5684. Want to get started? Apply Here.
Even if you have not so much as narrowed down houses to visit yet, it's advantageous to visit with your mortgage professional first. What for? It may be hard to understand how we can help even before you start to negotiate.
We Can Help You Pre-Qualify
Our mortgage professionals will help you find out the loan amount you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. During this process, we look at your borrowing potential - analyzing your earning status, money available for down payment, debts, income, and other circumstances. It is a short, thorough process with minimal risks for papercuts.
We will give you a Pre-Qualification Letter after you qualify, that says that we're confident you'll qualify for up to a certain amount of mortgage loan dollars.
Power in the Pre-Qual
Several advantages open to you after you find your new house, and have achieved pre-qualification power. First, it lets you know the amount that you can offer.
Your pre-qualification also will make your offer more attractive to the seller, as if you were bringing them a suitcase of cash! They will not need to wonder if they're wasting their time if you do not be able to qualify for a high enough mortgage. The seller of the home won't wonder if he can count on you to qualify for your loan.Your qualifying for the necessary loan amount will not cause them concern. They have a virtual guarantee that they can trust your buying power.
We will help you with your pre-qualification
Our mortgage professionals can help you calculate the loan amount you can qualify for and the monthly mortgage payment amount you can afford by getting you pre-qualified. We will achieve this by considering your debts and income, your employment and residence circumstances, your funds available for down payment, required reserves, and other considerations. We require a minimum amount of paperwork, and avoid a lengthy process.
One on one
It is vital to sit down and meet with us, even though you are welcome to also use the helpful mortgage calculators on this site. We can walk you through your pre-qualification letter. Then, we'll make sure we have found the best mortgage program for your situation. We're eager to hear from you: call us at (650) 689-5684.
Have questions about pre-qualifying? Call us at (650) 689-5684. Norcal Capital Group, Inc answers pre-qualifying questions every day.