Why Pre-Qualification is Important
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It is valuable to consult your mortgage professional as soon as possible — even before you've begun narrowing down neighborhoods. Why? What can we do for you if you haven't made an offer, and do not yet know how much you want to borrow?
We Can Help You Pre-Qualify
We can help you see how much of a mortgage loan you can afford, and the amount of money you may be able to borrow, by taking you through the pre-qualification process. This process takes you through your finances - your debt, income, career, and cash available for down payment, among other things. It's short and to the point; We keep the paperwork to a minimum.
We award you a Pre-Qualification Letter when you qualify, that states that we are confident you will qualify for a specific amount of mortgage dollars.
Power in the Pre-Qual
With your pre-qualification letter, several advantages fall at your feet when you locate the home you want to put together an offer on. The first is that you will know what you will be able to afford when putting together the offer.
More important to the seller, your pre-qualification is like your having entered their front door with a bag full of money ready to make the deal! They need not worry that they are wasting their time if you do not have the ability to qualify for a big enough mortgage. The seller won't be concerned that he can't count on you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary mortgage loan amount won't cause them concern. They have a virtual guarantee that they can trust your buying power.
We can help you pre-qualify
Our mortgage professionals will help you calculate how much of a loan you can qualify for and the mortgage payment amount you are able to afford by helping you pre-qualify. This process outlines your finances - your debts, income, career, cash available for down payment, among other things. It's short and basic; and we take pride in keeping the paperwork light.
Face to Face
It's important for you to sit down and meet with us, even though you are free to also try the helpful mortgage loan calculator tools on this website. That way, we'll help you get your pre-qualification letter. Then, we will make sure we have found the ideal mortgage loan program for you. Let us help you get started: Call us at (650) 689-5684.
Have questions about pre-qualifying? Call us at (650) 689-5684. It's our job to answer pre-qualification questions, so we're happy to help!